How Cylerity Works
Claims Become Capital. Data Becomes Advantage.
Cylerity does not replace your existing systems.
It unlocks more value from them.
By integrating directly into billing, clearinghouse, and reimbursement workflows, Cylerity:
- Analyzes claims in real time
- Assigns predictive value based on historical payor performance
- Delivers capital aligned with expected revenue
- Provides insights that support better financial decisions
This is how healthcare moves from delayed to dynamic.
Submit Claims
Continue operating exactly as you do today. Submit claims through your clearinghouse or billing workflow.
Real-Time Analysis
Cylerity ingests claim-level data, evaluates eligibility, and assigns predictive value using performance history and payor patterns.
Advance Capital
Receive funding directly into your account—aligned with claim performance, not guesswork.
Auto Repayment
When payors settle claims, repayment reconciles seamlessly through the platform.
Why It’s Different
Finance Built for Your Revenue Cycle
Cylerity funds healthcare using live claim data, not outdated financial statements. Unlike factoring, asset-based lending, or traditional loans, our model aligns capital directly with payor performance—delivering faster funding, greater flexibility, lower friction, and financing that scales naturally with your receivables.
Factoring extracts value.
Commercial borrowing restricts flexibility.
Venture capital demands ownership and control.
Cylerity aligns capital with your operations—without dilution, delay, or disruption.
| Factoring | Commercial Borrowing | Venture Equity / Debt |  |
|
|---|---|---|---|---|
| How It Works | Sell your receivables at a steep discount | Take on debt secured by multiple assets | Raise capital through equity dilution or structured debt agreements | Advance capital against eligible healthcare claims using real-time analysis |
| Scales Dynamically | Periodic adjustments | Adjusted annually | Does not scale with operations; requires new rounds or restructuring | Automatically scales with submitted claims |
| Qualification Threshold | Low to moderate | High (financial covenants required) | High (growth expectations, investor requirements, or strict underwriting) | Low (based on receivables performance) |
| Speed to Capital | Moderate (days to weeks) | Slow (weeks to months) | Slow (months of diligence, negotiation, and closing) | Fast (often within hours) |
| Healthcare-Specific | Yes | No | No | Yes — built for third-party reimbursement workflows |
| Cost | Very High (15–35%) | Varies (10–20%) | Very High (equity dilution or restrictive debt terms) | Very Low (~200 bps per dollar advanced) |